Step 3: 3DS Auth API

The Authentication API must be called after a successful 3D Secure v2 initialization flow.

API Details

Mode:- Stateless REST API

API URL: - {{paymentApiUrl}}/3ds/authentication

HTTP Method:- POST

Request Body in Json

{
    "netvalveMidId":{{netvalveMidId}},
    "amount":43.10,
    "currency": "USD",
    "cardExpireMonth": "08",
    "cardExpireYear": "2025",
    "cardHolderName": "Test",
    "cardNumber": "4100000000000100",
    "customerEmail": "test@test.com",
    "customerIp": "123.123.123.123",
    "customerName": "Test",
    "customerLastName": "Test", 
    "customerAddress": "Test Address",
    "customerCity": "Dubai",
    "customerCountryCode": "VA",
    "customerPhone": "+919900000000,
    "customerState": "VA",
    "customerZipCode": "85284",
    "transID":"732b4368-d69a-4d74-885e-35b5d402824e"
}

Note :- As a new 3DS Visa mandate, the customer needs to send an email and phone in the below format to avoid 3DS compliance issues.

    "customerEmail": "yogesh@dahe.com",
    "customerPhone": "+919900000000",

Request table

Parameter	Type	Required	Description
`netvalveMidId`	`String`	Yes	Netvalve Mid Id configured with merchant profile. e.g. aa09538b-2148-4e0b-8418-28391caa6af2
`amount`	`BigDecimal`	Yes	Transaction Amount e.g. 100.50
`currency`	`String`	Yes	`Currency with matching ISO-4217 currency standard` e.g. `"USD"`
`cardExpireMonth`	`String`	Yes	`regexp = "^(0[1-9]\|1[0-2])$"` e.g. `"08"`
`cardExpireYear`	`String`	Yes	`@Size(max = 4, min = 4)` e.g. `"2025"`
`cardHolderName`	`String`	Yes	`@Size(max = 128)`
`cardNumber`	`String`	Yes	Valid card number
`customerEmail`	`String`	Optional	Customer email
`customerIp`	`String`	Optional	Customer IP Address
`customerName`	`String`	Yes	Customer First Name
`customerLastName`	`String`	Yes	Customer Last Name
`customerAddress`	`String`	Optional	Customer Address
`customerCity`	`String`	Optional	Customer City
`customerCountryCode`	`String`	Yes	Customer Country Code Format:- US , 2 digits code
`customerPhone`	`String`	Optional	Customer Phone
`customerState`	`String`	Optional	Customer State
`customerZipCode`	`String`	Optional	Customer Zip/Postal Code
`transID`	`String`	Yes	`transID` Id :- Unique 3DS Transaction id from init call . refer ThreeDSProviderResponse table

HTTP Response Codes

200 Sucess

401 Unauthorised

404 Bad request

500 Service Unavailable

API Response in JSON

Friction Less Flow (Challenge Not Required)

200

{
    "traceID": "eb603c99-cdd3-4cb4-801e-94e8c46e2059",
    "responseTimestamp": "2023-09-26T16:02:25.587+00:00",
    "responseCode": "3DS_1000",
    "responseMessage": "Three DS Transaction Successful.",
    "threeDSProviderResponse": {
        "transID": "e0cc7f76-2d85-4f2d-a284-96df7f59d5bb",
        "threeDs2TransactionId": "nDgrHKNMWMJbj3pSn710",
        "eci": "05",
        "cavv": "Y2FyZGluYWxjb21tZXJjZWF1dGg=",
        "challengeRequired": false,
        "threeDsVersion": "2.1.0"
    }
}

Error
{
    "traceID": "8f2348b0-12f2-44c5-91f9-989124c74220",
    "responseTimestamp": "2023-11-01T11:43:50.647+00:00",
    "responseCode": "3DS_2003",
    "responseMessage": "Invalid Merchant ID. Kindly contact Netvalve support."
}

{
    "traceID": "d14726d6-8a00-4555-b2e0-f6fea3b944c5",
    "responseTimestamp": "2023-11-01T14:19:54.461+00:00",
    "responseCode": "3DS_2000",
    "responseMessage": "Three DS Transaction Processing Error. ",
    "threeDSProviderResponse": {
        "referenceId": "0fb6d85d-0a4e-4e1f-b6d8-5d0a4ece1fe7",
        "errorCode": "9400",
        "errorMessage": "Field 'mid_q' validation error: 'must not be empty' rejected value ''; Field 'mid_q' validation error: 'must not be blank' rejected value ''; Field 'mid_q' validation error: 'size must be between 1 and 8' rejected value ''; ",
        "challengeRequired": false,
        "status": "AUTHENTICATED_FAILED"
    }
}

ACS/Challenge Flow (Challenge Required)

200

{
    "traceID": "a6fbf18f-c7e4-4fa6-8392-3e95948bca39",
    "responseTimestamp": "2023-10-12T15:56:16.116+00:00",
    "responseCode": "3DS_1000",
    "responseMessage": "Three DS Transaction Successful.",
    "threeDSProviderResponse": {
        "transID": "9f202d2e-6a0e-4f70-b478-f8b0203b9e54",
        "threeDs2TransactionId": "19sOi7k4JQTjnBLcQRb1",
        "challengeRequired": true,
        "redirectUrl": "https://gateway.sandbox-netvalve.com/callback?transId=9f202d2e-6a0e-4f70-b478-f8b0203b9e54&t=eyJhbGciOiJIUzI1NiJ9.eyJqdGkiOiJmOTdhM2FlYi03M2IyLTRiM2YtODJkNi1iZTcxMGNjZjI4MDMiLCJpYXQiOjE2OTcxMjYxNzcsImV4cCI6MTY5NzEyNjc3NywiaXNzIjoiTkVUVkFMVkUifQ.qPi3Ss_n1YtZCfxvNY2gsliMEKoZ_tZjqjl5dO9ewyY",
        "status": "ACS_REQUIRED"
    }
}

Error
{
    "traceID": "8f2348b0-12f2-44c5-91f9-989124c74220",
    "responseTimestamp": "2023-11-01T11:43:50.647+00:00",
    "responseCode": "3DS_2003",
    "responseMessage": "Invalid Merchant ID. Kindly contact Netvalve support."
}

{
    "traceID": "d14726d6-8a00-4555-b2e0-f6fea3b944c5",
    "responseTimestamp": "2023-11-01T14:19:54.461+00:00",
    "responseCode": "3DS_2000",
    "responseMessage": "Three DS Transaction Processing Error. ",
    "threeDSProviderResponse": {
        "referenceId": "0fb6d85d-0a4e-4e1f-b6d8-5d0a4ece1fe7",
        "errorCode": "9400",
        "errorMessage": "Field 'mid_q' validation error: 'must not be empty' rejected value ''; Field 'mid_q' validation error: 'must not be blank' rejected value ''; Field 'mid_q' validation error: 'size must be between 1 and 8' rejected value ''; ",
        "challengeRequired": false,
        "status": "AUTHENTICATED_FAILED"
    }
}

Frictionless Success Criteria:- {{paymentApiUrl}}/3ds/authentication response must have the below data and the client should add those checks
- "responseCode" = "3DS_1000"
- "transID" = (Non Null value)
- threeDs2TransactionId = (Non Null value)
- "eci" = (Non Null value)
- "cavv" = (Non Null value)
- threeDsVersion = (Non Null value)
ACS Success Criteria:- {{paymentApiUrl}}/3ds/authentication response must have the below data and the client should add those checks
- "responseCode" = "3DS_1000"
- "transID" = (Non Null value)
- challengeRequired = true
- "redirectUrl" = (Non Null value)
- "status" = ACS_REQUIRED

Response table

Parameter	Type	Required	Description
`traceID`	`String`	Yes	Trace Id / Corellation ID :- Unique id for 3DS Transaction to trace back / enquiry. e.g. `dbea8561-4990-4582-b370-66ab2696f39a`
`responseTimestamp`	`Date`	Yes	Date time of response. e.g. `"2023-10-17T08:52:17.845+00:00"`
`responseCode`	`String`	Yes	`Netvalve Response Code` e.g. `3DS_1000` SUCESS `3DS_2000` Failure More Error Codes
`responseMessage`	`String`	Yes	`e.g. "Three DS Transaction Successful."`
`threeDSProviderResponse`	`String`	Optional (present in case of valid request)	`TthreeDSProviderResponse` JSON Object , refer ThreeDSProviderResponse table

ThreeDSProviderResponse table

Parameter	Type	Required	Description
`transID`	`String`	Yes	`transID` Id :- Unique 3DS Transaction id e.g. `dbea8561-4990-4582-b370-66ab2696f39a`
`referenceId`	`String`	Yes	`Reference Id` for 3DS from provider e.g. `"124cf1a9-b211-4f7f-8cf1-a9b2115f7fb0"`
`threeDs2TransactionId`	`String`	Yes	`3DS Server Transaction Id` e.g. `6bb67882-1562-42c0-ae06-26875c6a62e3`
`eci`	`String`	Yes	`ECI value from 3DS Provider` e.g. Visa. 05 Mastercard. 02 More details ECI Codes
`cavv`	`String`	Yes	CAVV `value from 3DS Provider` e.g.`AJkBAZd0ByiAAAAAJnQHAAAAAAA=`
`challengeRequired`	boolen	Optional	true/false
`redirectUrl`	`String`	Optional	`Netvalve url to do Iframe/redirect challenge flow . for more details see the documentation`Step 4: ACS challenge and receive challenge result
`status`	`String`	Yes	`"AUTHENTICATED"` / “`AUTHENTICATED_FAILED`“ / “`ACS_REQUIRED`"
`errorCode`	`String`	Optional	e.g. `9400`
`errorMessage`	`String`	Optional	e.g. “`Field 'mid_q' validation error.`"

Error Codes

// 1000 series for Approval,
THREE_DS_SUCCESS("3DS_1000", "Three DS Transaction Successful."),
THREE_DS_REQUEST_SUCCESS("3DS_1001", "Request Successful."),

// 2000 series for error
THREE_DS_ERROR("3DS_2000", "Three DS Transaction Processing Error. "),
THREE_DS_REQUIRED_CALL_BACK_URL("3DS_2001", "Event Callback Url Is Missing. This Value Must Be Provided."),
THREE_DS_NOT_CONFIGURED("3DS_2002", "Mid Not configured for 3DS. Kindly contact Netvalve support."),
THREE_DS_INVALID_MERCHANT("3DS_2003", "Invalid Merchant ID. Kindly contact Netvalve support."),
THREE_DS_TRANSACTION_ID_REQUIRED("3DS_2004", "Three DS Transaction Id Is Missing. This Value Must Be Provided."),
THREE_DS_CHALLENGE_INDICATOR_REQUIRED("3DS_2005", "Challenge Indicator Is Missing. This Value Must Be Provided."),
THREE_DS_BROWSER_INFO_REQUIRED("3DS_2006", "Browser Info token Is Missing. This Value Must Be Provided."),
THREE_DS_DF_REF_ID_REQUIRED("3DS_2007", "DF Reference Id Is Missing. This Value Must Be Provided."),
THREE_DS_GATEWAY_ERROR("3DS_2008", "Three DS Transaction Processing Error from Gateway. Kindly contact Netvalve support."),
THREE_DS_IMPL_TYPE_REQUIRED("3DS_2009", "3DS implementation type Is Missing. This Value Must Be Provided.");